Investment priority
- Long-term capital appreciation
Key DC member risk
- Missing out on investment growth
Investment solution
- Return seeking assets, namely equity markets
Past performance is not a guide to future performance. The value of an investment and the income
from it can fall as well as rise and you may not get back the amount originally invested.
Investment priority
- Long-term capital appreciation with protection against drawdowns
Key DC member risk
- Large and sustained reductions in fund value
Investment solution
- A mix of growth and diversifying assets, namely multi asset solutions
Past performance is not a guide to future performance. The value of an investment and the income
from it can fall as well as rise and you may not get back the amount originally invested.
Investment priority
- Protect accrued fund value for material falls in value and align investments with retirement
Key DC member risk
- Falls in fund value
Investment solution
- Defensive and diversified assets, namely diversified fixed income
Past performance is not a guide to future performance. The value of an investment and the income
from it can fall as well as rise and you may not get back the amount originally invested.
DC members select from a range of investment options
- Annuity
- Cash
- Income Drawdown
The Pension Freedom legislation, introduced in 2015, have led to a dramatic change in the way in which DC members can convert their accumulated DC savings pot into a source of retirement finance. The need for income generating investment options is fast becoming an important component within decumulation investment design, as more people consider income drawdown.
At Janus Henderson we have a range of investment options where generating a sustainable level of income is central to the investment objective. These include:
- Global Dividend Equities
- Defensive Equities
- Strategic and Multi Asset Fixed Income
- Multi Asset Income
- Property
Past performance is not a guide to future performance. The value of an investment and the income
from it can fall as well as rise and you may not get back the amount originally invested.