But that’s okay… In this episode, we look at how we go from the thinking about it phase to the doing-something-about-it phase when it comes to planning for retirement. We speak to a leading financial advisor from Philip J. Milton and Co, Felix Milton to understand what provisions are needed for a comfortable lifestyle and the savings habits required to get people closer to their goals. We also talk to Paul Botwright and Joanne Creates about their experiences in building their pension pots.