The fund aims to provide a positive return over the long term, whether markets go up or down, by investing in a range of collective investment schemes including Exchange Traded Funds. These other schemes can invest in any country. The fund aims to typically deliver absolute (more than zero) returns in each year, although an absolute return performance is not guaranteed. Over the short term it may experience periods of negative returns so the fund may not achieve this objective.
The value of an investment and the income from it can fall as well as rise as a result of market and currency fluctuations and you may not get back the amount originally invested.
Potential investors must read the prospectus, and where relevant, the key investor information document before investing.