A transfer of assets is the movement of retirement assets between similar account types (e.g. IRA to IRA account) with the same owner unless the transfer is due to death or divorce. There are no limits on the number of transfers you can do between retirement accounts. A transfer of assets is not a tax-reportable event because the assets are transferred directly between institutions without the owner taking receipt.
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Is a transfer of assets right for you?
A transfer of assets is an appropriate method for moving retirement assets if you:
- Own more than one IRA
- Are moving an IRA more than once in a 12-month period
- Prefer not to report the movement of assets on your tax return
Tax features and investments
What are the tax features of a transfer of assets?
One of the main advantages of a transfer of assets is that it is not tax reportable.
What is the investment minimum?
Generally, the investment minimum for a transfer into a new fund is $1,000 or $100 with an automatic investment of $50 per month.
No fees: Janus Henderson does not charge a fee for inbound or outbound transfers of assets. Ask the company that currently holds your IRA if it charges a fee.
How does an IRA owner request a transfer of assets?
Use an IRA Transfer Form to transfer retirement assets to Janus Henderson. A transfer can take up to six weeks. Some larger financial institutions can perform this process electronically, making it quicker.
Transfer my IRA to Janus Henderson
If you already own an existing IRA:
- Download the IRA Transfer Form and send it to Janus Henderson
- Visit the IRA Center to initiate the transfer online
We will take care of the rest.
If you need to open a new IRA account at Janus Henderson, please download and complete the IRA application or open an account online today.