For Individual Investors in the US

Ben Rizzuto, CRPS®

Retirement Director
Ben Rizzuto | Janus Henderson Investors

Ben Rizzuto is a Retirement Director for Janus Henderson Investors. In this role, he works with financial advisors, platform partners, Janus Henderson colleagues, and clients to find solutions to today’s increasingly difficult retirement issues. Ben also contributes to the dialogue surrounding these issues as host of the Plan Talk podcast and through periodic posts to the Janus Henderson Blog. Prior to joining Janus in 2014, he worked as a business development consultant for Jackson National Life, where he helped financial advisors grow their fee-based practices.

Ben received his BA degree in political science from the University of Colorado – Boulder and an International MBA with concentrations in finance and Italian from the University of South Carolina, Darla Moore School of Business. He holds FINRA Series 7 and 66 securities licenses and the Chartered Retirement Plans Specialist (CRPS®) designation. He has 15 years of financial industry experience.

Articles Written

Marching to a Million: How to Keep Financial Goals on Track When Starting a New Job

Marching to a Million: How to Keep Financial Goals on Track When Starting a New Job

Three steps to help those who have recently started new careers stay on track to their long-term financial goals.

Marching to a Million: How to Navigate the Post-COVID Job Market

Marching to a Million: How to Navigate the Post-COVID Job Market

Advice for young adults who may find their career prospects dimmed in today’s challenging job market.

How Trump’s Second-Term Tax Ideas Could Impact Investors

How Trump’s Second-Term Tax Ideas Could Impact Investors

The Trump administration has proposed several tax policy ideas that have important implications on how to plan for the future.

Why Your Financial Plan Should Be Apolitical

Why Your Financial Plan Should Be Apolitical

Financial markets will have ups and downs regardless of who wins the election this November.

Dollar-Cost Averaging: A Formula for Consistent Investing

Dollar-Cost Averaging: A Formula for Consistent Investing

For younger investors who don’t have large sums of money to invest, dollar-cost averaging can be a useful approach for consistent long-term investing.

Income Share Agreements: Educational Investments in Students’ Human Capital

Income Share Agreements: Educational Investments in Students’ Human Capital

Outlining the pros and cons of ISAs, a new alternative to traditional student loans.

Are Your Student Loans Forgivable?

Are Your Student Loans Forgivable?

Guidance on how to navigate the student loan debt forgiveness process through the Public Service Loan Forgiveness (PSLF) program.

What the CARES Act Means for Younger Investors

What the CARES Act Means for Younger Investors

The $2.2T stimulus package includes several provisions that impact younger investors, including student loan debt relief.

How the CARES Act Impacts Retirement Plans

How the CARES Act Impacts Retirement Plans

A summary of several retirement-related provisions included in the recently passed CARES Act stimulus package.

Millennials’ First Market Correction: Advice from an Ancient Philosopher

Millennials’ First Market Correction: Advice from an Ancient Philosopher

The teachings of an ancient philosopher may provide useful insights for today’s younger investors as they cope with market volatility.

Don’t Let Time Surprise You: Resolve to Plan in 2020

Don’t Let Time Surprise You: Resolve to Plan in 2020

As we start the new year, commit to having those tough – but critical – conversations with family about finances and long-term planning.

Millennial Journeys Toward Retirement

Millennial Journeys Toward Retirement

In a series of podcasts and videos, our millennial colleagues share their views on preparing for retirement.