Ben Rizzuto, CFP®, CRPS®
Ben Rizzuto is a Wealth Strategist with the Specialist Consulting Group at Janus Henderson Investors. In this role, he works with financial advisors and their high-net worth clients to find solutions to today’s increasingly difficult retirement, wealth transfer and financial planning issues. Ben is a regular contributor to Janus Henderson Insights and is periodically cited in industry publications. Prior to joining Janus in 2014, he worked as a business development consultant for Jackson National Life, where he helped financial advisors grow their fee-based practices.
Ben received his BA degree in political science from the University of Colorado – Boulder and an International MBA with concentrations in finance and Italian from the University of South Carolina, Darla Moore School of Business. He holds FINRA Series 7 and 66 securities licenses and the Certified Financial Planner (CFP®) and Chartered Retirement Plans Specialist (CRPS®) designations. He has 18 years of financial industry experience.
Articles Written
Avoiding financial exploitation in the age of AI
Emerging technology like AI creates opportunities, but it can also present risks – including the increased risk of financial exploitation.
Successful charitable giving plans start with “why”
By understanding the motivations behind investors’ charitable giving intentions advisors can help clients clarify and achieve their goals.
![It’s time to have “The [estate planning] Talk”](https://www.janushenderson.com/wp-content/uploads/sites/4/GettyImages-1159310881._Retina_4800x3200px-2.jpg?w=640 "It’s time to have “The [estate planning] Talk”")
It’s time to have “The [estate planning] Talk”
Fretting about how to broach the subject of wealth transfer with your parents? You’re not alone.
There’s more to wealth transfer than money
The financial issues related to inheritances tend to get the headlines, but it’s the non-financial issues that are often the most complicated.
Ego is the enemy: Don’t let hubris be the downfall of your estate plan
Talking about end-of-life issues means coming to terms with mortality, which can be a serious threat to our ego.
Headlines, deadlines, and gossip in estate planning
Lack of communication and clarity in estate planning can lead to problems for surviving spouses and family members.
![It’s time to conduct your [financial] State of the Union](https://www.janushenderson.com/wp-content/uploads/sites/4/GettyImages-1159334654._Retina_4800x3200px-1.jpg?w=640 "It’s time to conduct your [financial] State of the Union")
It’s time to conduct your [financial] State of the Union
A FSOTU is a dedicated time to sit down and take stock of your finances, bills, goals, savings and other important matters.
Summer Greenwood Project interns: Planting the seeds of financial literacy
Working with summer interns from the Greenwood Project offered valuable insight on younger generations’ views on financial literacy.
How SECURE 2.0 could help fund your child’s retirement
How a SECURE 2.0 Act provision could help parents set their children up for success.
What borrowers need to know about the SAVE student loan repayment plan
How the SAVE Plan could help borrowers as the pause on student loan payments comes to an end.
Retirement Confidence Report: 5 Financial Lessons
Retirement Director Ben Rizzuto offers valuable insights on to stay focused on the long-term
Words matter: How nouns and verbs affect financial literacy
Using nouns – as opposed to verbs – can help financial professionals influence positive financial behaviors in clients.