Retirement Resources
Looking for information to help with your retirement account? Here you’ll find information on transfers, rollovers, contributions, withdrawals, account types, taxes and more.
Retirement Education
| TOPIC | DESCRIPTION |
|---|---|
| Investor Education | New to investing? Start here with the basics of mutual funds, investment strategies and the right vocabulary. |
| Retirement Insights | Janus Henderson Retirement Insights help you take a deeper look a what's relevant in retirement. |
| Tools and Calculators | How much should you save for retirement? What will Social Security benefits contribute to your overall income? Run scenarios and draw your retirement picture with our powerful calculators. |
Retirement Accounts
| TOPIC | DESCRIPTION |
|---|---|
| Retirement Accounts at Janus Henderson | Janus Henderson has a variety of accounts to help get you started on the path to the retirement you want. |
Moving Assets
| TOPIC | DESCRIPTION | TAKE ACTION |
|---|---|---|
| Direct Rollover | A direct rollover is the movement of retirement assets from an employer-sponsored qualified retirement plan into another eligible retirement plan, such as an IRA. Learn how it works and if it could be right for you. | Direct Rollover Online |
| Transfer an IRA | A transfer of assets is the non-taxable movement of retirement assets between similar account types. Learn how it works and get started today. | Transfer Online |
| IRA Rollover | An IRA rollover is the movement of retirement assets from an IRA into another IRA. | IRA Rollover Online |
IRA Contributions
| TOPIC | DESCRIPTION | TAKE ACTION |
|---|---|---|
| Converting a Traditional IRA to a Roth | What type of IRA suits your needs best? Whether your Traditional IRA is held by Janus Henderson or another company, you can easily convert it to a Roth IRA at Janus Henderson. | Convert Online |
| Recharacterize an IRA Contribution | A recharacterization changes the designation of a contribution or a conversion (no longer an option for any 2018 and thereafter conversions) of your IRA account. Learn how you’d do it, why, and the mechanics of calculating earnings or losses on the amounts you want to recharacterize. | Recharacterize Online |
| IRA Contribution Limits | Each stage of your life has different limits on retirement contributions. Review the current limits. | |
| Automatic Investing | Automatic Investing is one of the simplest and most powerful moves you can make to help ensure your financial future. By investing consistently you can really make a difference over the long term. | Download |
Retirement Account Withdrawals
| TOPIC | DESCRIPTION | TAKE ACTION |
|---|---|---|
| Required Minimum Distributions (RMDs) | Owners of IRA accounts must begin withdrawing a minimum amount by April 1st of the year following age 73. The SECURE ACT 2.0 of 2022 changed the age of the required beginning date from 72 to 73. The change applies to individuals who reach age 73 after December 31, 2022. | RMD Calculator |
| Automatic Withdrawals or Exchanges | You choose the dates, amount and delivery method. These can be programmed to a specific dollar amount, a required minimum distribution (RMD) or a series of substantially equal period payments. Get started today. | Download |
| Distribution and Withholding Options | Timing is key when it comes to withdrawing money from your retirement account. Consider where you’d like the money to go and what taxes you’d like to withhold. | Download |
| IRS Rules and Penalties for Withdrawal | Be sure you’re withdrawing money according to IRS rules, or you could end up with tax consequences. Find your account type and read about its tax features. | Learn More |
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Required Minimum Distribution Calculator
The Janus Henderson Required Minimum Distribution Calculator helps you understand how much and when you need to withdraw assets from your IRA account.
Approaching Retirement
As you are approaching retirement, you may have lots of questions. It’s time to get realistic about big concerns. Read more on how to plan for retirement.
In Retirement
The retirement landscape is changing, it’s more important than ever to be vigilant in your retirement strategy. Read the four critical steps to take.
Retirement Planner
Get a clear picture of your retirement goals and estimate how much you should save with the Janus Henderson Retirement Planner.