For Individual Investors in the US
Looking for information to help with your retirement account? Here you’ll find information on transfers, rollovers, contributions, withdrawals, account types, taxes and more.
Investor Education New to investing? Start here with the basics of mutual funds, investment strategies and the right vocabulary.
Retirement Insights Janus Henderson Retirement Insights help you take a deeper look a what's relevant in retirement.
Tools and Calculators How much should you save for retirement? What will Social Security benefits contribute to your overall income? Run scenarios and draw your retirement picture with our powerful calculators.
Retirement Accounts at Janus Henderson Janus Henderson has a variety of accounts to help get you started on the path to the retirement you want.
Direct Rollover A direct rollover is the movement of retirement assets from an employer-sponsored qualified retirement plan into another eligible retirement plan, such as an IRA. Learn how it works and if it could be right for you.
Direct Rollover Online
Transfer an IRA A transfer of assets is the non-taxable movement of retirement assets between similar account types. Learn how it works and get started today.
IRA Rollover An IRA rollover is the movement of retirement assets from an IRA into another IRA.
IRA Rollover Online IRA Contributions
Converting a Traditional IRA to a Roth What type of IRA suits your needs best? Whether your Traditional IRA is held by Janus Henderson or another company, you can easily convert it to a Roth IRA at Janus Henderson.
Recharacterize an IRA Contribution
A recharacterization changes the designation of a contribution or a conversion (no longer an option for any 2018 and thereafter conversions) of your IRA account. Learn how you’d do it, why, and the mechanics of calculating earnings or losses on the amounts you want to recharacterize.
IRA Contribution Limits Each stage of your life has different limits on retirement contributions.
Review the current limits.
Automatic Investing Automatic Investing is one of the simplest and most powerful moves you can make to help ensure your financial future. By investing consistently you can really make a difference over the long term.
Download Retirement Account Withdrawals
Required Minimum Distributions (RMDs) Owners of IRA accounts must begin withdrawing a minimum amount by April 1st of the year following age 72. The SECURE Act of 2019 changed the age of the required beginning date from 70½ to 72. The change only applies to individuals who reach age 70½ after December 31, 2019.
Automatic Withdrawls or Exchanges
You choose the dates, amount and delivery method. These can be programmed to a specific dollar amount, a required minimum distribution (RMD) or a series of substantially equal period payments. Get started today.
Distribution and Withholding Options Timing is key when it comes to withdrawing money from your retirement account. Consider where you’d like the money to go and what taxes you’d like to withhold.
IRS Rules and Penalties for Withdrawal Be sure you’re withdrawing money according to IRS rules, or you could end up with tax consequences.
Find your account type and read about its tax features.
Required Minimum Distribution Calculator
The Janus Henderson Required Minimum Distribution Calculator helps you understand how much and when you need to withdraw assets from your IRA account.
As you are approaching retirement, you may have lots of questions. It’s time to get realistic about big concerns. Read more on how to plan for retirement.
The retirement landscape is changing, it’s more important than ever to be vigilant in your retirement strategy. Read the four critical steps to take.
Get a clear picture of your retirement goals and estimate how much you should save with the Janus Henderson Retirement Planner.