A direct rollover is the movement of retirement assets from an employer-sponsored qualified retirement plan into another eligible retirement plan, such as an IRA. Learn how it works and if it could be right for you.
A recharacterization changes the designation of a contribution or a conversion (no longer an option for any 2018 and thereafter conversions) of your IRA account. Learn how you’d do it, why, and the mechanics of calculating earnings or losses on the amounts you want to recharacterize.
Owners of IRA accounts must begin withdrawing a minimum amount by April 1st of the year following age 73. The SECURE ACT 2.0 of 2022 changed the age of the required beginning date from 72 to 73. The change applies to individuals who reach age 73 after December 31, 2022.
You choose the dates, amount and delivery method. These can be programmed to a specific dollar amount, a required minimum distribution (RMD) or a series of substantially equal period payments. Get started today.
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