For Financial Professionals in the US

Ben Rizzuto, CRPS®

Retirement Director

Ben Rizzuto is a Retirement Director for Janus Henderson Investors. In this role, he works with financial advisors, platform partners, Janus Henderson colleagues, and clients to find solutions to today’s increasingly difficult retirement issues. Ben also contributes to the dialogue surrounding these issues as host of the Plan Talk podcast and through periodic posts to the Janus Henderson Blog. Prior to joining Janus in 2014, he worked as a business development consultant for Jackson National Life, where he helped financial advisors grow their fee-based practices.

Ben received his BA degree in political science from the University of Colorado – Boulder and an International MBA with concentrations in finance and Italian from the University of South Carolina, Darla Moore School of Business. He holds FINRA Series 7 and 66 securities licenses and the Chartered Retirement Plans Specialist (CRPS®) designation. He has 16 years of financial industry experience.

Articles Written

Ego Is the Enemy: Don’t Let Hubris Be the Downfall of Your Estate Plan

Ego Is the Enemy: Don’t Let Hubris Be the Downfall of Your Estate Plan

Talking about end-of-life issues means coming to terms with mortality, which can be a serious threat to our ego.

A Dollar Saved Is a Dollar Earned: The Importance of Financial Lessons from Parents

A Dollar Saved Is a Dollar Earned: The Importance of Financial Lessons from Parents

Research shows that receiving financial education from our parents can lead to improved financial behaviors.

It’s Time to Get Your Student Loans in Order

It’s Time to Get Your Student Loans in Order

Federal student loan borrowers should start preparing now to resume their repayments when the moratorium ends next year.

Estate Planning Lessons from a Rock ‘n’ Roll Legend

Estate Planning Lessons from a Rock ‘n’ Roll Legend

Legal instruments such as wills and trusts are important, but communication is critical to help ensure a positive outcome.

How to Build Plan Menus that Support Participants through Retirement

How to Build Plan Menus that Support Participants through Retirement

The importance of providing adequate diversification and drawdown strategies through retirement.

There’s More to Wealth Transfer than Money

There’s More to Wealth Transfer than Money

The non-financial issues related to inheritances – particularly those involving homes – are often the most complicated.

Getting Plan Menus “Just Right”

Getting Plan Menus “Just Right”

Finding the middle ground between too conservative and too aggressive in retirement plan menus.

Wealth Transfer: Easy as 1, 2, 3?

Wealth Transfer: Easy as 1, 2, 3?

Three steps to prepare yourself and your clients for successful wealth transfer.

Plan Talk: How to Engage and Motivate Retirement Plan Participants

Plan Talk: How to Engage and Motivate Retirement Plan Participants

How can plan sponsors communicate with participants to keep them engaged with their retirement plans?

What’s New in Fiduciary Breach Cases?

What’s New in Fiduciary Breach Cases?

Anticipating the next generation of potential fiduciary failures and lawsuits.