Ben Rizzuto, CFP®, CRPS®
Ben Rizzuto is a Retirement Director for Janus Henderson Investors. In this role, he works with financial advisors, platform partners, Janus Henderson colleagues and clients to find solutions to today’s increasingly difficult retirement issues. Ben also contributes to the dialogue surrounding these issues as host of the Plan Talk podcast and through periodic posts to the Insights section on the Janus Henderson Investor’s website. Prior to joining Janus in 2014, he worked as a business development consultant for Jackson National Life, where he helped financial advisors grow their fee-based practices.
Ben received his BA degree in political science from the University of Colorado – Boulder and an International MBA with concentrations in finance and Italian from the University of South Carolina, Darla Moore School of Business. He holds FINRA Series 7 and 66 securities licenses and the Certified Financial Planner (CFP®) and Chartered Retirement Plans Specialist (CRPS®) designations. He has 18 years of financial industry experience.
Articles Written
What you need to know about FDIC insurance limits
How individuals and households may be able to increase FDIC insurance coverage of their bank accounts.
Use the MINDSPACE framework to better understand investor behavior
How advisors can use the MINDSPACE framework – and findings from JHI’s Retirement Confidence Report – to guide client conversations.
Engaging plan participants starts with understanding how they’re feeling
New research on plan participant emotions and behaviors can help inform how plan sponsors approach engagement and education.
America Saves Week offers multiple ways to engage with plan participants
How plan sponsors can use the annual event to engage and educate participants.
Five questions plan sponsors should address in 2023
Key issues plan advisors and plan sponsors should be prepared to address in 2023.
Sorting out SECURE 2.0 and what it means for retirement planning
With all the media attention surrounding the new rules SECURE 2.0 introduces for retirement plans, important details may be lost in the shuffle.
Plan Talk: Best of 2022
A discussion of the noteworthy stories and trends that impacted the retirement plan industry last year.
Dealing with client anxiety: Have we failed as financial professionals?
Anxiety can be a useful tool in helping determine what is most important to clients.
Plan advisors: 5 topics to discuss at your year-end investment committee meeting
Five topics advisors can discuss at upcoming year-end investment committee meetings.
A drought that could affect plan menus and parch participants
Adapting plan menu due diligence based on the end of 2% inflation, 2% interest rates, and 2% growth.
Plan Talk: Analyzing risks and opportunities in today’s plan menu lineups
A discussion on how the Portfolio Construction and Strategy team analyzes plan menu lineups to help ensure they provide adequate diversification.
What you need to know about Biden’s student loan forgiveness plan
An overview of President Biden’s historic student loan forgiveness plan and important dates borrowers should be aware of.