For Financial Professionals in the US

Ben Rizzuto, CFP®, CRPS®

Retirement Director

Ben Rizzuto is a Retirement Director for Janus Henderson Investors. In this role, he works with financial advisors, platform partners, Janus Henderson colleagues and clients to find solutions to today’s increasingly difficult retirement issues. Mr. Rizzuto also contributes to the dialogue surrounding these issues as host of the Plan Talk podcast and through periodic posts to the Janus Henderson Blog. Prior to joining Janus in 2014, he worked as a business development consultant for Jackson National Life, where he helped financial advisors grow their fee-based practices.

Mr. Rizzuto received his BA degree in political science from the University of Colorado – Boulder and an International MBA with concentrations in finance and Italian from the University of South Carolina, Darla Moore School of Business. He holds FINRA Series 7 and 66 securities licenses and the Certified Financial Planner (CFP®) and Chartered Retirement Plans Specialist (CRPS®) designations. He has 17 years of financial industry experience.

Articles Written

SECURE Act 2.0: What You Should Know

SECURE Act 2.0: What You Should Know

Significant changes may be on the horizon for the retirement industry.

Plan Talk: A Plan Menu that Checks All the Boxes

Plan Talk: A Plan Menu that Checks All the Boxes

Guidance on selecting investment options for plan menus that meet a range of participant needs, today and into the future.

It’s Time to Conduct Your [Financial] State of the Union

It’s Time to Conduct Your [Financial] State of the Union

Consider dedicating some time to take stock of your finances, bills, goals, savings and other important matters.

The Decumulation Debate: A Closer Look at the 4% Rule

The Decumulation Debate: A Closer Look at the 4% Rule

Why current market valuations and rising inflation have called the 4% rule into question, and what that could mean for today’s retirees.

Plan Talk: Assessing the Decumulation Rulebook

Plan Talk: Assessing the Decumulation Rulebook

The question of how much retirees can withdraw has only grown more complex in recent years.

Plan Talk: Best of 2021

Plan Talk: Best of 2021

A recap of 2021 highlights from the world of defined contribution.

With Pause Extended, It’s Still Time to Get Your Student Loans in Order

With Pause Extended, It’s Still Time to Get Your Student Loans in Order

The pause on student loan payments was extended through May 1, but borrowers would be wise to make sure their loans are in order now.

Stress Eating Hamburger Helper, and Other Strategies for Coping with Inflation

Stress Eating Hamburger Helper, and Other Strategies for Coping with Inflation

Simple steps to help ease the stress and stretch your dollar amid this hopefully temporary inflation spike.

It’s Time to Have “The [Estate Planning] Talk”

It’s Time to Have “The [Estate Planning] Talk”

Fretting about how to broach the subject of wealth transfer with your parents? You’re not alone.

Ego Is the Enemy: Don’t Let Hubris Be the Downfall of Your Estate Plan

Ego Is the Enemy: Don’t Let Hubris Be the Downfall of Your Estate Plan

Talking about end-of-life issues means coming to terms with mortality, which can be a serious threat to our ego.

A Dollar Saved Is a Dollar Earned: The Importance of Financial Lessons from Parents

A Dollar Saved Is a Dollar Earned: The Importance of Financial Lessons from Parents

Research shows that receiving financial education from our parents can lead to improved financial behaviors.

It’s Time to Get Your Student Loans in Order

It’s Time to Get Your Student Loans in Order

Federal student loan borrowers should start preparing now to resume their repayments when the moratorium ends next year.