Ben Rizzuto, CFP®, CRPS®
Ben Rizzuto is a Wealth Strategist with the Specialist Consulting Group at Janus Henderson Investors. In this role, he works with financial advisors and their high-net worth clients to find solutions to today’s increasingly difficult retirement, wealth transfer and financial planning issues. Ben is a regular contributor to Janus Henderson Insights and is periodically cited in industry publications. Prior to joining Janus in 2014, he worked as a business development consultant for Jackson National Life, where he helped financial advisors grow their fee-based practices.
Ben received his BA degree in political science from the University of Colorado – Boulder and an International MBA with concentrations in finance and Italian from the University of South Carolina, Darla Moore School of Business. He holds FINRA Series 7 and 66 securities licenses and the Certified Financial Planner (CFP®) and Chartered Retirement Plans Specialist (CRPS®) designations. He has 18 years of financial industry experience.
Articles Written
Headlines, deadlines, and gossip in estate planning
Lack of communication and clarity in estate planning can lead to problems for surviving spouses and family members.
Summer Greenwood Project interns: Planting the seeds of financial literacy
Working with summer interns from the Greenwood Project offered valuable insight on younger generations’ views on financial literacy.
How SECURE 2.0 could help fund your child’s retirement
How a SECURE 2.0 Act provision could help parents set their children up for success.
What borrowers need to know about the SAVE student loan repayment plan
How the SAVE Plan could help borrowers as the pause on student loan payments comes to an end.
Three questions plan advisors should ask plan sponsors
What retirement plan advisors and sponsors can learn from companies that are effectively engaging participants.
Introductory financial plans: When $0 is worth more than $0
Attracting clients of any age may start with offering a free financial plan.
A drought that could affect plan menus and parch participants
Adapting plan menu due diligence based on the end of 2% inflation, 2% interest rates, and 2% growth.
Words matter: How nouns and verbs affect financial literacy
Using nouns – as opposed to verbs – can help financial professionals influence positive financial behaviors in clients.
In defined contribution, small changes can have a big impact
Key stories from our latest Top DC Trends and Developments guide, with a focus on small changes that can have a big impact.
Regrets, I’ve had a few: 7 common financial regrets (and how to avoid them)
How we can learn from the regrets of others to better prepare for the future.
What you need to know about FDIC insurance limits
How individuals and households may be able to increase FDIC insurance coverage of their bank accounts.
Use the MINDSPACE framework to better understand investor behavior
How advisors can use the MINDSPACE framework – and findings from JHI’s Retirement Confidence Report – to guide client conversations.