Ben Rizzuto, CRPS®

Retirement Director

Ben Rizzuto is a Retirement Director for Janus Henderson Investors. In this role, he works with financial advisors, platform partners, Janus Henderson colleagues, and clients to find solutions to today’s increasingly difficult retirement issues. Ben also contributes to the dialogue surrounding these issues as host of the Plan Talk podcast and through periodic posts to the Janus Henderson Blog. Prior to joining Janus in 2014, he worked as a business development consultant for Jackson National Life, where he helped financial advisors grow their fee-based practices.

Ben received his BA degree in political science from the University of Colorado – Boulder and an International MBA with concentrations in finance and Italian from the University of South Carolina, Darla Moore School of Business. He holds FINRA Series 7 and 66 securities licenses and the Chartered Retirement Plans Specialist (CRPS®) designation. He has 15 years of financial industry experience.

Articles Written

Why Your Financial Plan Should Be Apolitical

Why Your Financial Plan Should Be Apolitical

Financial markets will have ups and downs regardless of who wins the election this November.

Dollar-Cost Averaging: A Formula for Consistent Investing

Dollar-Cost Averaging: A Formula for Consistent Investing

For younger investors who don’t have large sums of money to invest, dollar-cost averaging can be a useful approach for consistent long-term investing.

Fixed Income in DC Plans Survey: A Discussion of Key Findings and Implications

Fixed Income in DC Plans Survey: A Discussion of Key Findings and Implications

A discussion of our recent survey exploring diversification in defined contribution plans.

Income Share Agreements: Educational Investments in Students’ Human Capital

Income Share Agreements: Educational Investments in Students’ Human Capital

Outlining the pros and cons of ISAs, a new alternative to traditional student loans.

Certainly Uncertain: Managing Expectations When the Future Is Unclear

Certainly Uncertain: Managing Expectations When the Future Is Unclear

Why market uncertainty highlights the importance of setting expectations and helping clients stick to their long-term plans.

Are Your Student Loans Forgivable?

Are Your Student Loans Forgivable?

Guidance on how to navigate the student loan debt forgiveness process through the Public Service Loan Forgiveness (PSLF) program.

IRS Provides Relief to All Who Have Taken RMDs in 2020

IRS Provides Relief to All Who Have Taken RMDs in 2020

An update on how IRS Notice 2020-15 impacts clients who already took RMDs in 2020 – before the CARES Act dictated that they didn’t have to.

Plan Sponsors: Are You Listening to Participants?

Plan Sponsors: Are You Listening to Participants?

For retirement plan sponsors, listening to participants to understand their needs is more important than ever during these challenging times.

The SECURE Act and CARES Act: A Primer for Financial Professional, Plan Sponsors and Consultants

The SECURE Act and CARES Act: A Primer for Financial Professional, Plan Sponsors and Consultants

In this SECURE Act and the CARES Act presentation, we review the major components of both pieces of legislation and how they might impact investors, businesses, plan sponsors and consultants.

Bummer Summer? How to Salvage Dependent Care Accounts

Bummer Summer? How to Salvage Dependent Care Accounts

Even with summer activities on hold, there are still ways for parents to use funds set aside in dependent care flexible spending accounts.

Plan Talk: The Obligatory SECURE Act Podcast

Plan Talk: The Obligatory SECURE Act Podcast

Our latest Plan Talk episode covers some key provisions of the SECURE Act that could impact the retirement plan landscape.

What the CARES Act Means for Younger Investors

What the CARES Act Means for Younger Investors

The $2.2T stimulus package includes several provisions that impact younger investors, including student loan debt relief.